Location: Gandhinagar / Chennai

Experience: 1–7 Years
Salary: Up to ₹8 LPA
Band: BPO 2
Shift: US Shift
Work Mode: Work From Office (5 Days a Week)
Process: US Mortgage Bankruptcy

Job Overview

We are hiring a US Mortgage Bankruptcy Specialist with hands-on experience in US mortgage servicing and bankruptcy operations. The candidate will be responsible for handling bankruptcy cases, reviewing legal documentation, preparing Proof of Claims and Motions for Relief, maintaining mortgage payment histories, and ensuring accurate processing in accordance with US bankruptcy guidelines.

Candidates should have a good understanding of Chapter 7, Chapter 11, and Chapter 13 bankruptcy procedures.

Key Responsibilities

• Manage US mortgage bankruptcy activities, including case setup, updates, corrections, modifications, closure, and discharge.

• Prepare Proof of Claims (POC) and Motion for Relief (MFR) drafts for attorney review.

• Handle PPFN, PCN, NOFC, Referrals to Release, Reaffirmations, Plan Reviews, SOI Reviews, and Transfer Notices.

• Prepare and review Form 410A and mortgage payment histories.

• Review bankruptcy documents and verify borrower details, account information, payment records, and important case dates.

• Process bankruptcy cases under Chapter 7, Chapter 11, and Chapter 13.

• Review Chapter 13 repayment plans, payment structures, eligibility, and discharge requirements.

• Ensure accurate and timely completion of bankruptcy-related documentation and transactions.

• Maintain proper case records while adhering to process guidelines, quality standards, and compliance requirements.

• Coordinate with internal teams and legal representatives to resolve case discrepancies and exceptions.

Required Skills & Qualifications

• 1–7 years of relevant experience in US Mortgage Bankruptcy operations.

• Graduate degree with a minimum of 15 years of formal education.

• Hands-on experience in Proof of Claims (POC), Motion for Relief (MFR), and Form 410A.

• Knowledge of US mortgage servicing and bankruptcy procedures.

• Understanding of Chapter 7, Chapter 11, and Chapter 13 bankruptcy guidelines.

• Experience in mortgage payment history preparation and review.

• Knowledge of bankruptcy setup, corrections, modifications, closure, and discharge.

• Familiarity with PPFN, PCN, NOFC, Reaffirmations, Plan Reviews, SOI Reviews, and Transfer Notices.

• Good written and verbal communication skills in English.

• Strong analytical, documentation, and attention-to-detail skills.

Work Requirements

• Must be willing to work from the office five days a week.

• Must be comfortable working in US shifts.

• Must be willing to work at either Gandhinagar or Chennai.

Important Information

• Former TCS employees are not eligible to apply.

• PAN and Date of Birth (DOB) are mandatory for profile creation.

Apply now for an opportunity to work in US Mortgage Bankruptcy operations with a focus on mortgage servicing and bankruptcy case management.